Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.
Laybuy is an interest-free credit product allowing you to pay for your purchase over 6 equal weekly instalments. Missed payments will show on your credit file potentially making credit harder to obtain and will result in late fees being added to the debt.
Really great quality at a great price.